Buying, selling or re–mortgaging

Gateway Financial Advisors offers a wide variety of financial products for an extensive range of mortgage scenarios

Tailored legal guidance from Gateway Conveyancing

Gateway Conveyancing offers an extensive range of legal support for your home.

From sales and purchasing, to re-mortgaging, help-to-buy and equity transfer, we are here to assist you.

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Women moving into new property

Buying: The Process

Once you have your offer accepted: it's time to get the ball rolling on legally transferring the ownership to you. Read our guide below for more information on the ‘Buying Process’.

Complete your details
Mortgage in place?
Provide instructions
Arrange a surveyor
Property searches
Issue of contract
Sign mortgage deed
Deposit payment required
Buying and selling
Protect your investment
Exchange Of Contracts
Completion day
Informing land registry
Deed of title
Man in casual work wear at desk working on laptop

Selling: The Process

When it comes to selling a house, it's likely that you will need a conveyancer to act on your behalf to complete the legal work, once an offer has been made. It's worthwhile instructing a conveyancer as early on in the process as possible, so that everything can be prepared for when a buyer is found.

ID check
Calculating outstanding monies
Requesting Title Of Deeds
Completing forms for the house you are selling
Exchange of contracts
Completing your house sale
Post completion
Couple with child taking to mortgage advisor at table

Remortgage: The Process

There are lots of reasons why you might be thinking is it time to remortgage your home. Your mortgage is likely to be the biggest ongoing financial commitment in your life, so it's only right that you want to keep it in the best shape possible. If your current deal's coming to an end, you could find a more suitable arrangement by shopping around.

Even if your mortgage has time left to run, it may be worth looking at the exit costs involved. Consider if your circumstances have changed, or if the interest rate has changes since you took out the original loan. If the savings you'll make outweigh these costs, then it can still be a great idea to switch. On the other hand, if you’d like to pay more into your mortgage, you might need to change provider in order to do so. Whether you’re earning more at work or have received a windfall, there are plenty of reasons why you might want to pay off your mortgage sooner.

Another common reason for thinking is it time to remortgage is if your property's significantly increased in value. This can help to bring down your payments substantially. Or it can allow you to take some additional borrowing out of your home for something like an extension or a new car. Whether it's one of these reasons or something else that's making you think is it time to remortgage your home, read on for our step‐by‐step guide on how to go about doing so.

Instruct your conveyancer
Check your current mortgage status
Do your checks
Consider the offer
Sign on the dotted line
Prepare for any shocks
Go over things
Man on a call at a desk working on laptop

Transfer of equity

There are any number of reasons why you might wish to change who has legal ownership of your home, without putting it on the market and selling. Perhaps your partner is moving in and you'd like to own the property together, or you want to give your adult children some security giving them a stake in your property. Whatever the reason, you'll need to complete what's known as a transfer of equity process.

What is equity?
What is a transfer of equity?
How do I go about a transfer of equity?
Transfer of equity: step by step
How much does it cost to change the name on house deeds?
Couple sitting in living area talking to advisor

Equity Release

It is essential that you receive independent legal advice as part of any equity release. So much so, that it is part of the Equity Release Council's (the industry body for UK equity release) ‘rules–and regulations’.

Why do I need an equity release solicitor?
How do I choose an equity release solicitor?
How much will my equity release solicitor cost?
What does my legal team do during the equity release process?
Your legal team and my title deeds

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Providing in‐house standalone and integrated property solutions, nationwide.

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Peace of mind with your sale

At Gateway Conveyancing, our smooth and efficient conveyancing process makes selling and buying homes that little bit easier. We'll roll up our sleeves and get to work, keeping you updated throughout. Whether you use a standalone service or as part of Gateway's all-in service, we're here to help.

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